You won't have to worry about the stamp falling off.

If you owe money, it's just as important to be organized and get started early to reduce the amount of liability and find overlooked deductions.

If you do a little homework on the front end, it can pay some dividends at tax-preparation time, and it can put some money in your pocket.

I'm constantly surprised how many people don't realize that if you're self-employed today, you're able to deduct 100 percent of the health-insurance premiums paid for yourself and your family.

In general, preparing a return as a married couple filing jointly may give you the lowest tax liability and the highest standard deduction, but to find the best scenario, it's wise to calculate your return both ways and see which is the most advantageous for you. For example, if both of your incomes are about the same, you may pay less in taxes by filing jointly, depending on the rest of your return.

Non-cash donations are one of America's most overlooked tax deductions.

It's a myth that it's too late to get your return done.

It's important to get started early, get organized and use all the tools at your disposal to maximize the size and speed of any tax refund you may get.

Taxpayers who can itemize and fail to do so are literally leaving millions of dollars of overpaid taxes with the government.

The benefits more than offset any risk limitations.